Consumers often face aggressive tactics from Pioneer Credit Recovery, but many behaviors are illegal under the FDCPA. Multiple daily calls or contacting you at inconvenient times is harassment. Threatening lawsuits, wage garnishment, or arrest—when not legally permitted—is unlawful. You are owed a validation notice within five days of initial contact, and failing to provide one violat... https://protectionforconsumers.com/end-pioneer-credit-recovery-debt-collection-harassment/